Stripe, a global leader in payments, is advancing its efforts in stablecoin payment adoption by partnering with traditional banks. John Collison, Co-founder and President of Stripe, shared that the company is in early talks with financial institutions to utilize stablecoins for faster, more cost-effective cross-border transactions. This initiative highlights the growing influence of digital tokens in reshaping global payment infrastructure.
Stripe’s Move into Stablecoin Payments
Stripe recently expanded its stablecoin payment adoption by launching stablecoin accounts in 101 countries. This enables businesses to send, receive, and hold stablecoins like Circle’s USDC and Bridge’s USDB. The acquisition of Bridge, a stablecoin technology startup, for $1.1 billion reinforces Stripe’s commitment to this payment method.
Collison explained that stablecoin payment adoption addresses common challenges in traditional finance, including high foreign exchange fees and slow processing times. He stated:
“A significant part of our future payment volume will come from stablecoins, which solve costly FX fees and multi-day delays.”
By leveraging stablecoins, Stripe aims to disrupt slow and expensive remittance systems, delivering faster and more affordable options to businesses and consumers alike.
At Stripe Tour London, attended by 1,700 business leaders, the company emphasized stablecoins as a core element of future commerce. This followed over 60 product updates revealed at Sessions in San Francisco.
Hence, improvements include enhanced money management tools powered by stablecoins and a partnership with Visa to introduce a global card issuing product. This card will let users spend stablecoin balances as easily as traditional money.
Banks Embrace Stablecoins
Collison noted rising interest from banks in stablecoin payment adoption, dismissing notions that digital tokens are a passing trend.
Julia Demidova, head of digital currencies at FIS, remarked:
“Regulated bank-issued stablecoins offer faster, more efficient, and globally accessible payments. With proper regulation, banks will lead digital asset innovation while protecting consumers.”
Major banking tech providers like Fidelity National Information Services (FIS), Fiserv, and Jack Henry & Associates are actively supporting stablecoin adoption. Visa also launched a platform to help banks issue stablecoins globally, highlighting the industry’s enthusiasm.
Growing Volume of Stablecoin Payments
Stablecoin payment adoption surged to $94.3 billion in 2025, led by B2B transfers at a $36 billion annual run rate, up from under $100 million monthly in 2023. Moreover, peer-to-peer payments reached $18 billion annually, card-linked payments hit $13.2 billion, and B2C payments and prefunding added $3.3 billion and $2.5 billion, respectively, showcasing stablecoins’ growing role across payment ecosystems.
Approximately 10 million blockchain addresses conduct stablecoin transactions daily, with over 150 million holding nonzero balances. Tether’s USDT dominates with about 90% market share, followed by Circle’s USDC, which holds 30% of monthly B2B volumes.
The Bank for International Settlements (BIS) also estimates that USDC and USDT settle nearly $400 billion annually in cross-border flows, underscoring stablecoins’ critical role in global finance.
Conclusion
Stripe’s collaboration with banks marks a pivotal step in accelerating stablecoin payment adoption. By resolving inefficiencies in traditional payment systems, stablecoins have the potential to transform international transactions and boost financial inclusion.
As John Collison envisions, stablecoins will soon comprise a major part of global payment volumes, cutting costs and delays of legacy systems. With increasing support from banks and fintech innovators, the future of stablecoin payment adoption is bright.